Common Summer Mishaps

Summer isn't all sweetness and light. Beneath the charm of Pennsylvania's sunshiny days, ice cream trucks, bare feet, and barbecues lurks the ever-present potential for all manner of mishaps. Yep, accidents happen in the summertime, too, and lots of them. While this shouldn't stop you from enjoying plenty of fun and relaxation once school's out (after all, that's what summer is all about), it should inspire you to take some preventative measures, as well as make sure your body, home, and car are all protected by the right insurance policies.

Health-Related Summer Mishaps

Sunstroke, sunburn, and dehydration are all common summer health-related mishaps. Clinics and emergency rooms across the country treat these issues on a daily basis during the warm weather months. In addition to being typical summer afflictions, they all have something else in common: they're completely preventable. To avoid sunstroke, stay indoors or limit strenuous or prolonged outdoor activities on exceedingly hot days. Wear, and frequently reapply, a high-SPF sunscreen every day to stave off sunburn. And prevent dehydration by drinking 10 eight-ounce glasses of water daily-even more if you're sweating a lot. Finally, make sure you have a health insurance policy in place that will cover emergency room visits for you and your loved ones, just in case these or other health-related mishaps factor into your summer.

Home-Related Summer Mishaps

Wildfires, summer thunderstorms, hurricanes, and robberies can all affect your home in the summertime. Hot and dry weather can increase the likelihood of potentially devastating wildfires, which can seriously damage if not destroy your home. Thunderstorms and hurricanes can result in damage to your home's structure, including the roof, windows, patio covers, and other features. And since so many people leave home to take vacations during the summer, burglars take advantage of the opportunity to break in and steal valuables. Take preventative steps to protect your home from any natural disasters that are likely to strike in your region, and invest in a security system (or employ a house sitter) to keep an eye on it while you are away. Check your home insurance policy to see how well you would be covered in the event of a destructive natural disaster or burglary, or have us check it for you.

Auto-Related Summer Mishaps

Summer is the worst time of year for car accidents. People let down their guard, drive too fast, text or talk on the phone while driving, cram the car with too many passengers and get distracted, play the radio too loud, or, worst of all, drive after drinking. Roads get hot, increasing the likelihood of tire blowouts. Unexpected summer thunderstorms can change driving conditions in a flash. All of these factors and more contribute to summer accidents. Don't let the laid back vibe of summer influence your driving. Stay focused, drive defensively, and always drive soberly. Make sure your auto insurance plan provides full coverage in the event of an accident.

Contact Keller-Brown Insurance Services today to make sure your covered for all of these summer mishaps.

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