Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Adding a detached garage, shed, or workshop can change more than your property's usable space. Learn about insurance considerations involving the structure itself, what you store inside, liability risks, business use, and when it may be time to review your homeowners insurance.
September is National Preparedness Month, making it a good time to think about how prepared you would be for an unexpected emergency. A few simple steps can help your household respond to severe weather, fires, power outages, evacuations, and other disruptions.
Back-to-school season means busier roads, crowded school zones, and new challenges for teen drivers. Review practical driving safety reminders and insurance considerations that can help families prepare young drivers for the school year.
A lower insurance premium can be appealing, but price does not tell the entire story. Understanding deductibles, limits, exclusions, valuations, and other policy differences can help you make a more informed insurance decision.
Employee vacations can create unexpected cybersecurity vulnerabilities, especially when responsibilities are temporarily reassigned or employees access company systems while traveling. A few practical precautions can help businesses reduce the risk of phishing, unauthorized access, lost devices, and delayed responses to suspicious activity.
Pools, trampolines, and other backyard features can make your home more enjoyable, but they may also create additional safety and liability concerns. Understanding the risks and taking reasonable precautions can help protect your family, guests, and property.
Every business has that one person that customers ask for by name and who knows how to solve the problems no one else can. Sometimes it's the owner or a business partner. Other times, it's an employee whose impact reaches far beyond their job title.
Hot weather can create serious risks for employees working outdoors or in warm indoor environments. Proper planning, employee training, hydration, rest breaks, and emergency procedures can help businesses reduce heat-related illnesses and workplace injuries.
A fun day on the water starts with preparation. From life jackets and weather checks to maintenance and insurance considerations, these boat safety tips can help boaters reduce risk before leaving the dock.
For many owners, a farm property is much more than just a place to live or work. Around Southern Pennsylvania and Northern Maryland, many farms are tied to family history, long days, early mornings, and equipment that's counted on season after season. Over time, many operations grow and change too, adding roadside stands, seasonal events, direct sales, livestock, or new parts of the business along the way. Continue Reading...