scheduled items

From theft of your personal property to ruptured sewer lines, there are many risks involved in owning a home. In some cases, a standard homeowners insurance policy falls short of the protection you need. Enhancement endorsements give you the opportunity to assess what level of risk you're comfortable with, so you can increase your coverage in areas where you want greater protection.

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While we covered the basics of homeowner's insurance last week, now we'll take a closer look at the contents portion of insurance policies, also known as Coverage C. This part of your policy applies to the contents of your home and can help to replace or repair those items if they are stolen or damaged due to any of the named perils that apply to your overall policy. But just because your homeowner's policy includes contents coverage doesn't mean you simply need to sign on the dotted line. You should take steps to make sure your coverage will truly be effective should the contents of your home and especially your most valued and important possessions be stolen, damaged, or vandalized.
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