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When you purchase homeowners or renters insurance, one of the most important details to understand is how your belongings and property are valued at the time of a loss. Two common valuation methods used by insurance companies are Replacement Cost and Actual Cash Value (ACV). While they may sound similar, the difference between them can greatly affect how much you receive after filing a claim.
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Owning a home comes with incredible rewards—but also unique risks. From costly sewer backups to stolen valuables or cyber attacks, the unexpected can happen at any time. While a standard homeowners insurance policy offers a solid foundation, it may not fully protect you from every scenario.
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In last week's blog post, we explored three foundational types of insurance for small businesses: General Liability Insurance, Business Owner's Policy (BOP), and Professional Liability Insurance. This week, we'll expand on that foundation by discussing additional types of coverage that are crucial for more specific business needs. Today, we'll focus on Commercial Auto Insurance, Business Property Insurance, and Umbrella Insurance.
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As a small business owner, protecting your investment is critical. Small business insurance can serve as a safeguard against a wide range of risks that could jeopardize your success. Today, we'll explore three essential types of insurance that every small business should consider: General Liability Insurance, Business Owner's Policy (BOP), and Professional Liability Insurance. These coverages form the foundation of protection for most small businesses.
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For many Pennsylvania and Maryland families, buying or renewing homeowners insurance is just another item on the to-do list. And for those purchasing a home, there's a major time crunch. Securing a homeowners insurance policy ahead of settlement is essential, but finding the best policy possible may not be a top priority because it requires time and attention that many home-buyers don't have in that short window.
Everything is Difficult Before it's Easy
Keller-Brown Insurance Servicesannounced today the completion of its acquisition of H. N. Fishel and Associates, Inc.As a result of the transaction, Keller-Brown now has a team of 22 licensed staff serving nearly 5,000 customers in the South Central Pennsylvania and North Central Maryland region.
Keller-Brown Insurance Services to Acquire H. N. Fishel and Associates, Inc.
Keller-Brown Insurance Services to Acquire H. N. Fishel and Associates, Inc.