If you're a typical American family, chances are you spend a lot of time in the car: driving to and from sports practice and music lessons, dropping kids off for playdates and sleepovers, taking road trips to visit friends and family, and the like. So if it's time for an upgrade, you really want to find the right vehicle for your family and lifestyle. Here's what you should think about when planning for a new family-mobile, to make sure your loved ones stay safe on the road.
What are the most important things to consider?
First, make a list of your non-negotiable requirements - like safety features, storage capacity, and the number of seats as well as constraints, such as your budget and timeline. Consider what you will use the vehicle for, who your regular passengers will be, and what type of driving you'll be doing. Then, make a list of everything you would like in a new car, and rate it in order of your priorities. Use your top three or four priorities to guide you and help you eliminate vehicles that just don't fit the bill.
How can I find a car that's safe?
When it comes to prioritizing what you want in a family car, not many things are more important than safety. There are many websites out there, such as the Insurance Institute for Highway Safety and Consumer Reports that can help you compare the safety records and features of different vehicles and explore new technologies for keeping you safe on the road. Other organizations, like the National Highway Traffic Safety Administration, can give you detailed information about how certain vehicles respond to crash tests, and how well they are equipped to avoid crashing in the first place.
Used or new?
Although many people caution against buying new, there is something to be said for knowing your vehicle is in mint condition and has only had one owner. But whether you buy old or new mostly depends on what you're looking for, how long you expect your car to last, and your budget. If you decide to go with a new car, it's always a good idea to shop around and try to negotiate a deal. If you go with a used vehicle, be sure to check the Kelly Blue Book, get records from the owner, and have the vehicle inspected by a professional before you buy.
For any car insurance questions, call or contact Keller-Brown Insurance Services today.