When you're in the market for a new insurance policy, chances are a major factor in your decision will be the cost of your premium. Who doesn't like to save a bit of money? As a result of shopping for the best rates, however, you may end up with policies from several providers, different premiums, and multiple bills. That's where bundling comes in.
When you're in the market for a new insurance policy, chances are a major factor in your decision will be the cost of your premium. Who doesn't like to save a bit of money? As a result of shopping for the best rates, however, you may end up with policies from several providers, different premiums, and multiple bills. That's where bundling comes in.How bundling policies helps customers
Most insurance companies recognize customers need more than one specific line of coverage and bundling makes it more affordable to be protected by multiple insurance policies. Bundling, also known as a multi-policy discount, is when you purchase multiple policies like auto, home, or life from the same insurance company. You may have heard how this process can save money by working with a single provider, but bundling can also make it easier to manage multiple insurance policies. Here are three reasons why you should consider bundling:
1) Bundling can save money
If you haven't bundled, you could be paying more for coverage. The most common policies, such as auto and home, can be combined through your insurance carrier, leading to additional savings. Keller-Brown even represents one company, Erie Insurance, that provides up to a 10% discount on the auto and certain life policies when they are combined! Request a quote from our specialists to learn more.
2) Bundling can save time
In addition to saving money and receiving discounts on your policies, bundling can reduce the time spent (and the headaches!) managing paperwork and invoices since you can work with just one insurance provider. You have one place to ask questions and address concerns, and more time to focus on what's important in life.
3) Bundling works with your life
How do you know when bundling is right for you? Fortunately, there is no wrong time - as your coverage needs change through life, bundling can save you time and money through multi-line policies. There are, however, some life events that may be the perfect time to consider bundling.
Picture it: You've just reached an important milestone in your life — purchasing your first house. In addition to the auto insurance you already have, you now need homeowner's coverage to protect this new investment. Through bundling, each additional line of insurance has the potential to offer additional savings. Or perhaps you've recently been married, and are now wondering how to combine your existing policies with your spouse. Significant life events, from purchasing your first house to getting married and beyond, are great reasons to look into bundling. If you are planning to bundle policies, shopping for insurance becomes less stressful. Rather than contacting multiple providers to negotiate the best premium, you can reach out to your current provider and request a quote for bundled coverage.
Keller-Brown can help you save
The benefits of bundling your insurance policies can extend beyond saving you time and money - you have the peace of mind of working with one agency. For various reasons, bundling with one carrier doesn't always work, but having all policies with one agency is still a major benefit. Our insurance specialists are available to help you find the right coverage for your needs, offering competitive premiums with several top-rated providers. For insurance questions, contact Keller-Brown Insurance Services today by visiting www.keller-brown.com/contactus or calling (717) 235-6891.