The following blog posts have the category Life insurance
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Fall is the season for fresh starts, and that includes your insurance. As routines settle and the year winds down, it's the perfect time to make sure your life insurance still fits your family's needs. This guide walks you through eight simple steps to review your coverage, understand your options, and protect the people who matter most.
Becoming a parent is one of life's biggest milestones. Your days suddenly revolve around little feet, busy schedules, and a never-ending to-do list. Between balancing work, family, pets, and sleepless nights, it's easy to push financial planning down the list. But here's the truth: life insurance is one of the most important ways to protect the people who depend on you.
She was the first friend I made at my first real job.I remember how Amy popped her head in my cubicle, introduced herself, and showed me the ropes. It didn't take long before we were joking around with each other like we'd been friends since kindergarten. I remember the day when, at age 28, she pulled me into an empty office to say she had breast cancer. I'd never known anyone to have cancer, so I didn't know how to react and how serious it could be. She was young, had a great career with an insurance company, married, rented a home and had no children.
Life insurance isn't the easiest topic to bring up. It can be uncomfortable and overwhelming, especially when you're focused on living in the present. But the truth is, life insurance is one of the most thoughtful and impactful ways you can protect the people you love.
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Graduating from college is an exciting milestone. As you transition into the working world, your insurance needs will change. Knowing how to navigate health, auto, renters, and other insurance options can save you money and help protect your future. This guide offers practical tips for new college graduates in Pennsylvania so you can make informed decisions.
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Your life insurance needs change as you move through different stages of life. Revisiting your policy at the right times can help ensure your loved ones have the financial support they need. Below are three key milestones when you should consider reviewing and possibly updating your coverage.
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Small business owners and farmers work hard to build something lasting. But what happens if a business partner, key employee, or you, the owner, are no longer there?
As the new year begins, many of us set resolutions to improve our health, finances, or overall well-being. But have you considered making an insurance review part of your goals this year? Taking a closer look at your insurance coverage can ensure you're properly protected, potentially save you money, and help you feel more secure about your future.
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September marks Life Insurance Awareness Month, an important time to think about the financial security and peace of mind that life insurance can offer. Life insurance is more than just a policy–it's a safety net for your loved ones, helping them manage finances in the event of an unexpected tragedy. But when is the right time to get life insurance? Let's break down some key life events when you should seriously consider taking out a policy.
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When you hear "life insurance," you might feel overwhelmed or unsure. It's a topic many avoid, leading to misunderstandings and misconceptions. Whether you're unfamiliar with life insurance or have done some research, hesitation about purchasing coverage is common. This uncertainty often comes from perceived high costs, discomfort discussing death, or believing that employer-provided coverage is enough.
As parents, it's our instinct to protect and nurture our children, not just in the present moment but long into the future. While it's true that many millennials have delayed starting families, it's not necessarily because they're choosing not to have kids. Instead, they're often waiting until they feel financially secure enough to provide for their children's needs and future aspirations.
Life insurance is often overlooked by small business owners, yet its value in safeguarding the long-term financial health of both their business and their family cannot be overstated. At Keller-Brown Insurance Services, we understand that no two businesses—or business owners—are alike.
Talking about life insurance often demands us to confront some painful topics like terminal illness and death. I've watched a close friend confront an aggressive cancer diagnosis for her son.
Last month's New Year celebrations had good cause; we have a chance to be grateful for the years behind us as we look forward to the years ahead. Chances are, as we clinked champagne glasses with friends and family, the idea of not being around to celebrate with them next year never crossed our minds.
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Over the past few years, we've endured a lot of challenges that remind us of the vital financial protection life insurance provides. In addition to the COVID-19 pandemic, we've observed a rise in severe auto insurance claims from Pennsylvania and Maryland drivers. In fact, fatal car accidents jumped more than 10% nationwide between 2020 and 2021.
Although adult children may be able to stay on a parent's cell phone plan indefinitely, families can't share insurance policies forever. From health insurance to car insurance, each policy has unique rules determining how long adult children can stay on a parent's policy. In this blog, we'll walk you through different coverage varieties and when young adults should start looking into their own policy.
After the wedding planning is over, there is a lot of important work for couples to do to combine their lives. In fact, the wedding is just the beginning. Once your nuptials are complete, it's time to start planning for the future, uniting your financials and insurance policie
Starting a family is a momentous and joyful occasion. But it can also be quite daunting for some, especially when it comes to the financial aspects involved. Frequent questions include: How much is this all going to cost? What type of insurance will I need?
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Securing a life insurance policy often means getting blood taken, giving a urine sample, fasting, and/or meeting with a medical examiner/nurse to answer questions about your medical history.In the current environment when we're supposed to be socially distanced, many don't want to see the nurse who takes the medical exam. This inconvenient, lengthy, and often needle-filled process turns a lot of people away from life insurance.
Getting married this summer? Read on for ways that marriage affects insurance and other financial considerations to handle before tying the knot...
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When the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress. But it's important to be smart with how you handle that extra income so that you're setting yourself and your children up for a secure future. Here's what to do when your dependents become independent:
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