Shiny baubles are fun to unwrap, but if you want to give a unique gift this holiday season that can make a wonderful difference in a loved one's life all through the year, consider the gift of good insurance.
While insurance isn't on a typical gift list, it is one of the few gifts you can give knowing it will bring peace of mind to those you care about most for years to come. Here are some of the most popular insurance products that can be gifted.
Jewelry & High-Ticket Item Insurance
If a friend or loved one has recently added high-ticket items like jewelry, collectibles, instruments, or electronics to their home, a policy that covers theft and loss is just the thing so they can relax and enjoy without worry. The items can even be covered for damage, disappearance, flood or earthquake, and travel. Depending on the policy, if anything happens, the item will be repaired or replaced.
Contact an insurance agent at Keller-Brown Insurance Services for more information or a quote today.
Pet Health Insurance
Perhaps you are planning on adding a new furry friend to your household over the holidays or have a special someone in your life with a beloved pet. Pet health insurance is the perfect way to guarantee there won't be big veterinary bills to worry about.
No doubt we love our pets and would do anything to keep them healthy and happy, but doing so can really hit us in the wallet. Dogs live an average of 11 years with an average annual cost to owners of $700 to $3,000 a year. The numbers are even higher for our feline friends. Cats can live 12 to 14 years and annual costs can be between $4,500 to $18,000. Up to half of those costs come from vet visits, special diets, medication, and treatment of medical issues.
Pet health insurance is a wonderful gift for your pet-loving family and friends. Contact us for a quote today on pet health insurance or learn more about our policies here. You can build a customizable plan that's purrfect for the pet lover in your life.
Life Insurance
Life insurance may be the most thoughtful present because it is the gift that keeps on giving.
Gifting a life insurance policy to a child is a loving gift to a family with a new addition because there are numerous advantages to insuring children at an early age. One benefit is rates are locked in and premiums will be less than when the child is an adult. Second, the child may have health issues so when they try to get life insurance as an adult their premiums are sky-high. Or, even worse, they are not eligible for life insurance. If they have been gifted life insurance as a child with a guaranteed purchase rider, they are guaranteed the opportunity to purchase additional life insurance no matter their medical condition.
Another reason to consider life insurance for children is the policy has a cash value that the recipient can use to pay for college or the down payment on a home. These payouts are tax-free! It is never too early to consider this loving gift. Even babies can be insured! In fact, you can purchase life insurance for any family member including your partner or spouse.
Contact us at Keller-Brown Insurance Services to learn more about the benefits of giving life insurance as a gift. Make sure to ask us about our "Refer a Friend" program. If your referral calls for a life insurance policy, you will receive $10 just in time for holiday shopping!
Call Us Today to Give a Gift with Lasting Impact
Contact an insurance agent at Keller-Brown Insurance Services today to answer any questions about gifting insurance to those you care about most. As an independent insurance agency serving Pennsylvania and Maryland, we represent several top-rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for home, business, auto, and more.
