small business

At Keller-Brown Insurance Services, we're more than just insurance providers - we're proud members of a vibrant local community in York, Pennsylvania. From the bustling food truck scene to the cozy cafes, we've had the privilege of forming close relationships with passionate entrepreneurs who contribute to our local culture and economy.

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Life insurance is often overlooked by small business owners, yet its value in safeguarding the long-term financial health of both their business and their family cannot be overstated. At Keller-Brown Insurance Services, we understand that no two businesses—or business owners—are alike.

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South Central Pennsylvania is home to a diverse tapestry of local businesses. As we approach the holidays, we're showcasing some local treasures who trust Keller-Brown Insurance Services for their business insurance.

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Whether you're looking to expand operations, launch a new product, or overcome a temporary financial challenge, having access to capital is essential. While different lenders have particular standards and regulations, there are some basic steps business owners can take to improve their chances of scoring a loan.
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Business is a great way to supplement your income, pursue your passions, or build a foundation for a future full-time venture. However, it's important to be aware of the risks involved before you take the plunge.
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Both business owners and employees have likely heard of OSHA, which stands for the Occupational Safety and Health Administration, a federal agency that sets and enforces safety regulations to ensure a safe and healthy working environment for employees.
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Pheasant Run Greenhouse & Nursery is a family-owned and operated greenhouse in York County, Pennsylvania. Cyndi Miller and Sarah Brown stopped by Pheasant Run to chat with Jeff Lau, OWNER?. Check out the highlights from our conversation, and find out Jeff's number one piece of advice in gardening.

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Amazing Grazin owner Dani Keller transformed nearly two decades of event and catering experience into the small business of her dreams. Now, you can find her carefully curated charcuterie boards at weddings, breweries, and more - all over Southern Pennsylvania.

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By supporting small businesses in Pennsylvania, you can give heartfelt presents and support the hard-working business owners right here in our community. Check out our favorite local shops and restaurants to find gifts for everyone on your holiday shopping list.

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While businesses waited for supply to catch up to demand, other calamities didn't wait — instead, they kept coming. Extreme weather events, variant spikes, international port delays, protests, business and travel reopenings, worker shortages, war, and inflation all added to the strain.

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This fall, thousands of visitors from all over Pennsylvania will travel to Brown's Orchards & Farm Markets in Loganville to pick fresh apples and pumpkins. After all that hard work, you can bet they'll indulge in some delicious apple cider and donuts. We spoke to Mary I. Brown, President of Brown's Orchards & Farm Markets to learn the storied history of this Pennsylvania staple. Keep reading to learn how a small roadside stand grew into an orchard, a cafe, a winery and even a wedding venue.

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Miller Home Climate Control is a veteran owned business offering full-service HVAC and plumbing in Southern Pennsylvania and Northern Baltimore County, Maryland. As a veteran of the United States Navy, owner Brian Miller is committed to supporting military personnel and first responders. Miller Home Climate Control offers veterans, active duty service members and first responders discounts ranging from 5% to 10% depending on the service.

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A comprehensive business insurance policy is a must for any business owner. But under what circumstances do you need to take another look at that policy and make important adjustments? Here are some instances when it would be a good idea to revisit your business insurance plan and add to, or change, your coverage.
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So your business has grown enough that you have full time employees and want to start offering benefits, including paid time off. How do you craft a vacation policy that works for you, your business and employees? There's not a one-size-fits all solution, but here are some things to think about and tips for getting started.
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Whether you use a single vehicle or an entire fleet for your business, keeping them running smoothly is critical to fulfilling your business goals. And if employees are using those vehicles, that adds in another layer of complexity. Here's what you need to know about how to keep your business vehicles well maintained, and keep your employees safe on the job while using them.
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A corporation's social responsibility is to its shareholders and bottom line. But recently, even majorly successful corporations are recognizing that improving profits in a way that causes harm to the environment, workers or the world at large is not good for anyone long term. In fact, this past summer, a statement released by the nonprofit Business Roundtable and signed by dozens of top executives made headlines for suggesting, for the first time ever, that corporations don't just have obligations to their shareholders but also to "all stakeholders." What's more, many consumers are now voting with their dollars, and are no longer willing to support companies who don't behave ethically. So what does this mean for the future of business, and how can you develop your own company's corporate social responsibility strategy? Here's how to get started.

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Starting your own business is inherently risky. It takes courage to become an entrepreneur and the risks involved can be part of what makes it exciting. But not all risks are created equal, and those who end up making it know the difference between a calculated risk versus one they can and should avoid. So what potential hazards and obstacles should new business owners be thinking about ahead of time?

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Artisan contractors are essential to the building industry and to making indoor spaces functional and beautiful. According to the Insurance Information Institute: "artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer's premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators." So what type of insurance does an artisan contractor need to protect their business and equipment? Here's what you need to know.
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Running a small business in Pennsylvania can bring daily challenges, from minor equipment breakdowns to staff or customer injuries; or damage to your building caused by a storm or break in. These daily obstacles are the cost of doing business, but if you're not prepared, they can keep your business from moving forward or even force you to close your doors. That's why every small business owner needs a great business owner's policy (BOP). A business owner's policy combines multiple necessary insurance coverages into one package for a reduced price. Here's what you need to know to find the right policy for your business:
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If you're thinking of starting a business, writing a business plan may seem overwhelming, unnecessary, or both. Maybe you're going into an industry you already know extremely well; or maybe you simply feel confident that you know where you want to go and can articulate it to others. No matter your situation, don't skip this step. A business plan done right can save you time, energy and some major headaches in the long run.
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Opening a restaurant is a lifelong dream for some small business owners. And as with starting any business, it takes a lot of guts, not to mention blood, sweat, and tears, just to get it up and running.
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If you're a business owner, you need insurance. But how much and what type can vary greatly depending on your type of business, resources, assets and specific needs. So what should you consider before purchasing a business policy? Here are some risks and coverages you will want to take into account as you work with Keller-Brown Insurance Services to find the right plan for you.
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Companies like Facebook, Google, and Amazon have set up alternative work cultures, with food and exercise on site. They are regularly named some of the best places to work by their employees, and success gurus everywhere study their methods. So what can small businesses learn from these uber-successful tech giants? And how can they implement similar ideas without breaking the bank? Here's what you need to know:
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It seems like a lot of people have a side hustle these days, a way to make some extra money or pursue the things that really strike their interests. And plenty of people have turned even their most unusual hobbies, dreams and ideas into full-time careers. So how do you know if you'll be able to successfully make the leap from employee to entrepreneur? Here are a few things you might want to check off the list before giving your two weeks' notice.
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For many modern entrepreneurs, creatives, and freelancers, working from home is a dream come true. But the reality of it can be much different. How do you stay on task, handle isolation, and keep yourself from eating a full sleeve of cookies from the kitchen? Read on to find out.
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Many employers take the time and effort to follow through with employee reviews, while others let this annual tradition slide. Annual performance reviews can be excruciating, productive, or somewhere in between. So what makes the difference? What makes an annual review effective, and how can both employers and employees can prepare to get the best possible outcome?
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Some small business owners in Pennsylvania can hardly keep apace with the holiday rush; other businesses slow down to a near crawl during this time of the year. So how do you make the most of the season, regardless of which end of the spectrum you're on?
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It's that time of year when high school and college students are out of school, and many are looking for summer work. It's also the time when some seasonal businesses pick up, and many depend on solid summer help. Hiring seasonal workers?
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Starting a small business in Pennsylvania is exciting, but on the journey to success, mistakes are inevitable. But if you're starting your own company, some mistakes can be fatal. Increase the odds that your new venture will stay afloat by avoiding these all-too-common roadblocks:
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In a classic "Saturday Night Live" sketch, actor and comedian Steve Martin once gave the most underrated advice on how to become a millionaire: "First, you get a million dollars." But if that doesn't work for you, try these inspirational ideas from some of the world's most famous self-made entrepreneurs:
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For small business owners in Pennsylvania, taking off for a summer vacation can be more stressful than just staying at work. Here are some tips for going on vacation if you're the boss so that you can actually relax while you're away from the office.
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